Reunion Student Loan Finance Corporation Review

It can be difficult to know where to begin when looking to take a loan out to cover your college costs. Explore what's available at Reunion Student Loan Finance Corporation and if it's the best option for you.

Flexible Repayment Schedules Best for
4 /5
$ /mo
Starting Price
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    Reunion Student Loan Finance Corporation, or RSLFC, is a well-respected student loan financier with over 40 years of experience in student lending. It claims to offer personalized customer service and has loan programs funded by community banks.

    Why get a student loan from Reunion Student Loan Finance Corporation?

    This lender has some unusual offers that make it quite appealing. The flexible repayment plans are based directly on your income, so you shouldn't find yourself overwhelmed when trying to keep up with your payments. 

    What student loans does Reunion Student Loan Finance Corporation offer?

    You can refinance your current loan or take out a new one. Unfortunately, it only offers its services to those in either Maryland, Pennsylvania, West Virginia, or Virginia.

    Student loan refinancing information (July 2020) 

    You don’t need to have graduated to refinance your loan, but you’ll need to have two years of positive credit history to apply.

    Fixed rates from:   

    4.00% - 8.00%

    Variable rates from:           

    5.13% - 10.13%

    Loan repayment terms:

    5, 8, 12, or 20 (Years)

    Loan amount:

    $10,000 to $250,000

    Private student loans

    When taking a new loan out, you can do a soft credit check to see what interest rate you’ll be offered without having to commit to anything. The rates are flexible, but there are no fixed interest rates available, and the only term you can take is for 20 years.

    More about rates and fees of Reunion Student Loan Finance Corporation’s loan options ( july 2020)

    There are some extra costs with the loans at RSLFC, which are as follows:

    Fixed rates from:  

    Not Available

    Variable rates from:  


    Application fee: 

    Yes but not defined

    Origination fee:   

    Yes but not defined

    Disbursement fee:


    Late fee: 

    5% of the past-due amount or $10 (the least)

    Returned payment fee:

    Not stated

    Prepayment penalty:


    Reunion Student Loan Finance Corporation pros and cons


    • Income-sensitive repayment plans
    • No need to have graduated to refinance a loan


    • Most people won't be eligible

    How to apply for a Reunion Student Loan Finance Corporation student loan

    If you’d like to apply, simply head to the RSLFC website to see if you'll qualify and what rate you'll get with a soft credit check.


    There are some fairly decent offers at RSLFC, such as the very flexible repayment plans based on your income. However, the fact there are no fixed rate options, along with the need for two years of positive credit history, the large loan term, and the small catchment area, there are probably better choices out there for you.

    Instead, why not try Credible or College Ave? These lenders service the whole nation, have competitive APRs that are just as flexible, and offer additional services such as free financial advice and the option to finance extra costs like housing.